Taking Pets on a Road Trip: Insurance and Safety
Updated Oct 3, 2026 · Hannah Breckett · 5 min read
Restrain pets properly and check whether your policies cover them.
What this article covers
Road trips with pets can be fun, but an unrestrained pet can distract you or be injured in a crash.
Insurance and rental terms may also have pet clauses.
Restraint
Use a crash-tested harness, crate, or guard. Do not let pets ride loose or on laps.
Rental cars and pets
Check pet policies. Some companies charge cleaning fees for hair or odour.
Insurance
Car insurance may not cover pet injuries. Pet insurance might. Check what applies.
Practical tips
- Plan stops every couple of hours
- Bring water and bowls
- Never leave pets in hot cars
- Carry vet records when travelling abroad
Pet travel paperwork abroad
Crossing borders with a pet usually needs a microchip, an up-to-date rabies vaccination, and an official health certificate or pet passport, sometimes with waiting periods after vaccination. Some countries also require tapeworm treatment before entry or return. Rules change, so check official government guidance for every country on your route several weeks before you travel, and keep paperwork in the car, not in the boot.
This is general insurance information, not legal, financial, or insurance advice. Coverage depends on your specific policy, insurer, and jurisdiction. Read your policy documents and speak with a licensed insurance agent or broker before making decisions.