Travel Insurance and Rental Cars: What Is and Is Not Covered

Updated Sep 27, 2026 · Daniel Moreau · 4 min read

Travel insurance can include some rental car protection, but it rarely replaces proper motor cover.

Some travel insurance policies include cover for the excess on a rental car, or offer it as an add-on. That can be useful, but it is different from motor insurance.

Understanding where one policy stops and the other starts helps avoid gaps.

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