Rental Car Tyre, Glass, and Underbody Cover

Updated Sep 7, 2026 · Daniel Moreau · 5 min read

Basic waivers often exclude these areas. Here is what to check.

Collision damage waivers often exclude tyres, wheels, windscreens, mirrors, roof, and underbody.

These are some of the most commonly damaged parts.

Why exclusions matter

Potholes, gravel roads, and kerbs can damage wheels and tyres. Stones crack windscreens.

Options

  • Rental company add-on cover
  • Standalone excess insurance that includes these parts
  • Credit card benefits (check terms)

Inspect carefully

Check tyres, wheels, and glass at pickup and photograph any damage.

Drive carefully

Avoid unpaved roads unless allowed by the rental contract.

Read the damage policy before signing

The rental agreement lists exactly what the waiver covers and what it excludes, and it is worth reading at the counter before you sign. Look for words like “excluding tyres, wheels, glass, undercarriage, roof, interior, and keys.” If any of these are excluded and you plan to drive on rural roads, mountain passes, or gravel, consider whether you want extra cover — and price it against a standalone excess policy bought in advance.

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This is general insurance information, not legal, financial, or insurance advice. Coverage depends on your specific policy, insurer, and jurisdiction. Read your policy documents and speak with a licensed insurance agent or broker before making decisions.

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