Renting a Car Under 25: Fees, Limits, and Insurance

Updated Sep 22, 2026 · Hannah Breckett · 4 min read

Young drivers often face extra fees and restrictions when renting a car. Planning ahead can reduce the cost.

What this article covers

✓ Typical restrictions
✓ Reducing the cost
✓ Insurance considerations
✓ Read the terms

Rental companies often charge additional fees for drivers below a certain age, commonly 25, and may refuse to rent certain vehicles to them.

Rules vary by company and country, so compare carefully before booking.

Typical restrictions

Minimum age requirements, often 21 but sometimes lower or higher
Young driver surcharges added per day
Limits on vehicle categories such as luxury or sports cars
Minimum time holding a full licence

Reducing the cost

Compare surcharges between rental companies
Check whether memberships or employers have arrangements that waive fees
Book smaller vehicle categories

Insurance considerations

Young drivers may face higher excesses. Check what cover is included and whether additional cover is worthwhile.

Read the terms

Make sure the young driver is listed on the agreement. Unlisted drivers may not be covered.

⚠

This is general insurance information, not legal, financial, or insurance advice. Coverage depends on your specific policy, insurer, and jurisdiction. Read your policy documents and speak with a licensed insurance agent or broker before making decisions.

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Renting a Car Under 25: Fees, Limits, and Insurance

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